TOKENIZATION & DIGITAL WALLETS
Secure Digital Payment Experiences Through Intelligent Tokenization.
Built for the future of digital payments.
Enable wallet-ready, tokenized and mobile-first payment experiences through enterprise-grade tokenization infrastructure aligned with Mastercard MDES and Visa VTS standards. Built for network-native payment ecosystems, Octra helps institutions launch secure digital payment experiences that are ready for today’s requirements and tomorrow’s expectations.
Why Tokenization Is Now Mandatory
The shift is already underway.
Visa and Mastercard are accelerating the global transition to network tokenization. Institutions that continue to rely on PAN-based credentials face increased fraud exposure, higher chargeback risk and growing compliance pressure as tokenization becomes the industry standard.
Tokenization is no longer a future initiative. It is becoming a core requirement for modern payment programmes.
Direct
Network Access
Connected at the source.
Octra provides, direct access to Visa Token Service (VTS) and Mastercard Digital Enablement Service (MDES). Every card programme launched on Octra is token-capable from day one, helping institutions accelerate wallet adoption and simplify future compliance requirements.
Why Tokenization Is Now Mandatory
Everything needed to manage the token lifecycle.
Visa Token Service
(VTS)
Direct access to Visa token provisioning, lifecycle management and network token services.
Mastercard
MDES
Full token provisioning, management and lifecycle operations through Mastercard’s digital enablement framework.
Apple Pay
& Google Pay
Provisioning
Programmatic wallet enablement for faster deployment and improved customer adoption.
Token
Lifecycle Management
(LCM)
Suspend, resume and manage tokens through a unified API.
PAN-to-Token
Migration
Structured migration support for existing card programmes transitioning to network tokenization.
Token
Orchestration
Coordinate token management across programmes, schemes and wallet providers from a single environment.
SoftPOS
Token Acceptance
Support tokenized credential acceptance across tap-to-phone payment environments.
VS
Traditional Model
Tokenized Model
